5 Reasons You Should Take Financial Peace University
Many people in America live paycheck to paycheck. They don’t know where their money is going and they don’t know how they are going to make it. When my husband and I decided not to be like the norm, one of the first things we did was take a Dave Ramsey class… and it changed our lives forever.
Note: I am not affiliated with Dave Ramsey. I just love his products and want to help you change your life! This post does contain other affiliate links.
When my husband and I were first married we had no idea how to take care of money or really, how to handle it at all. We always had to check the bank account before we made a purchase because we had no idea how much money we had, what checks were out, or when we were even getting paid! It was a huge mess! We were also stressed about where our money was unknowingly going and how we were going to survive. Then one day, my husband decided we were going to change things.
December of 2015, me, my husband, and his family took a giant leap and took the class Financial Peace University by Dave Ramsey. I was nervous at first and a little skeptical. Would this really help us?
After the class was over I was amazed and excited for what the future held for us. These are my top 5 reasons why I loved the class and why I think you should take it too!
1.) It is Biblical
This is probably the best and most important point of them all.
Dave Ramsey did not just pull all the stuff you will learn in FPU our of his head. When he was at a financial low, he turned to God and asked Him to show him the way. God lead him to the Bible! He studied what God had to say about finances and how we are to handle them. God showed Dave the way to financial peace and now he is sharing it with others!
2.) It is Practical
Dave outlines 7 “baby steps” on how to get out of debt, stop living paycheck to paycheck, and have a happier life. The baby steps go from making an emergency fund, to building wealth and giving to the needy. (I am not going to list all the baby steps here, but if you are interested in knowing what they are, go here.)
The baby steps are just that. Baby steps! It will take some time to get them all done, but they are actually things you can accomplish if you set your mind to it. The goals start small so that you can have some small wins and be encouraged to keep going.
I hear a lot that his steps are not practical, but honestly, I think the people who say that are just not committed enough to change their financial situations. You have to be committed to change your life! Dave is not going to do all the work for you.
3.) It is Worth the Money and the Time Spent
When we first fell in love with the course we had to share it with everyone! But I was shocked by this number one response. “You have to spend money to do the class? $100?! That’s such a waste. I can’t afford that.”
So tell me this. Would you rather spend $100 to invest in changing your future so that you can build up your wealth and learn how to handle your money correctly, or would you rather go thousands of dollars in debt because you don’t know how to handle your money…. It’s not rocket science people.
You get to go to a physical class, they send you two books (including a workbook), audio CD’s of the classes, an envelope system, stickers, and a pencil (can’t forget the pencil)! Plus this class will set you up for financial success and save you thousands… it is worth the small investment.
The class also takes 9 weeks to complete. Yes, it is a time investment. You do have to go to class once a week, but it is sooooo worth the time! Trust me on this.
4.) The Classes Keep You Focused and Accountable
Dave has a few books out there (besides FPU) that are amazing! I highly recommend this book! But if you are like me, you learn much better when you interact with others than sitting alone with no one to talk to about how you are going to apply the book’s concepts to your life.
When you first sign up, they will set you up with a group in your area that is starting a class soon. You get to go to a physical class that someone has volunteered to set up! I think that’s awesome.
When you go to the class, the leader will talk for a bit and then you watch a video of Dave teaching. After the video you get to interact in activities and talk about the video. You will be in class for about an hour and a half depending on how long the leader discusses the video and how long the activities are.
The fact that you are in a physical class with real people will keep you accountable and focused on what your goals are.
5.) It is Easy to Understand
Finances + math + me = 0
I just don’t understand finances sometimes! Before this class I didn’t understand insurance, retirement funds, stocks, bonds, and even budgeting. It was all just a panic attack waiting to happen! And to be honest with you, I didn’t think I would enjoy learning about all that stuff either.
But I did! Dave explains things in easy to understand ways. Even a mathematician like me can understand it! He even makes it fun and exciting! I seriously walked out of class one day excited to start my husbands retirement fund. I was excited to invest in our future!
Where do I Start?
If you feel like your finances are in ruin and you need to make a change, go to Dave’s website to learn more. FPU is not his only class or resource so look around for what is best for you!
Don’t wait any longer to change your future! I know you will not regret taking this class. It will change your life forever.
Are you going to look more into FPU? Please let me know in the comments below!