It literally takes only about 30 minutes once a month to plan out a budget.  A budget helps you know exactly where your money is going and it puts a limit on how much you spend on certain items.  Since my husband and I started budgeting it has saved us money, time, and maybe even […]

Many people in America live paycheck to paycheck.  They don’t know where their money is going and they don’t know how they are going to make it.  When my husband and I decided not to be like the norm, one of the first things we did was take a Dave Ramsey class… and it changed […]